Our Mosaic Private Team

Justin brings more than 35 years of experience across funds management, superannuation, and investment banking. He retired as CEO of Cbus in 2023 and currently serves as Chair of Pacific Current Limited and Mosaic Private, and as a Director of Myer Family Investments, Cannatrek, and Cooper Investors.

He previously held senior leadership roles at BlackRock, including Country Head for Australia and Head of the Institutional Client Business for the UK, Middle East and Africa, and was CEO of the Victorian Funds Management Corporation. Earlier in his career, Justin spent 19 years in senior roles at Goldman Sachs and JBWere.

He holds Law and Commerce degrees from the University of Melbourne and completed the Advanced Management Program at the Wharton School.

Monique Andrew is a seasoned executive and strategic adviser with over 15 years’ experience across investment, strategy, and law in Australia, the UK, and the US. She is currently Chief Strategy Officer at Harris Capital, where she plays a key role in shaping the firm’s growth agenda.

Monique is also Executive Director of the Transition Accelerator – a capital mobilisation platform for climate-aligned projects – and serves as a Senior Adviser to E&P Financial Group. Her governance experience includes a board role at RMIT Activator, the university’s entrepreneurship and innovation hub.

She holds a Bachelor of Laws and Commerce from the University of Melbourne, and an MBA from the University of Cambridge.

David founded a finance broking company at 22 years old while completing an Economics degree at Monash University, growing the business from one client to thousands.

Over those 15 years, he originated, funded, and managed ~$2.5 billion of residential, commercial, business, and private credit transactions and developed deep relationships with trusted bank and non-bank funding partners.

After managing the Harris family’s private credit investments since 2018, they formalised the partnership and co-founded Mosaic Private. As Chief Executive Officer, David is responsible for funds management, capital raising, investment execution and business strategy.

Brad has extensive fund management and investment experience. He sits on four Investment Committees that each manage nine-figure investment portfolios. He is the founder of two fund management businesses and has overseen the implementation of multiple fund structures, deal structures, investment, compliance, and governance initiatives.

He is CEO and Chairman of Harris Capital, a leading Australian family office with extensive asset and investment management experience and a $25m cornerstone investment in the Mosaic Capital Fund.

Brad sits on four charitable boards, including The Epworth Medical Foundation, Hawthorn Football Club Foundation and Harris Family Foundation.

Geoff is a co-founder of Flight Centre, one of the world’s largest travel businesses with operations in 25 countries.

He is an experienced private equity and private credit investor, including being the first investor in Boost Juice, assisting its growth from 4 stores to over 200 stores.

He has extensive philanthropic interests in developing affordable housing and supporting disadvantaged youth, including social enterprises STREAT and Reach foundations.

David founded a finance broking company at 22 years old while completing an Economics degree at Monash University, growing the business from one client to thousands.

Over those 15 years, he originated, funded, and managed ~$2.5 billion of residential, commercial, business, and private credit transactions and developed deep relationships with trusted bank and non-bank funding partners.

After managing the Harris family’s private credit investments since 2018, they formalised the partnership and co-founded Mosaic Private. As Chief Executive Officer, David is responsible for funds management, capital raising, investment execution and business strategy.

Parrish is a financial services executive with over 20 years’ experience leading operational functions across public and private markets.

She has held senior roles and directorships at Evans and Partners (E&P Financial Group) and Evans Family Office, where she established and scaled governance, risk, compliance, and operational frameworks across financial services, digital, property and leisure developments.

Parrish brings expertise in wholesale and retail investment operations and has served on Investment, Compliance, and Audit & Risk Committees. She holds a Bachelor of Business from Monash University and joins Mosaic Private with a proven track record leading business transformation, and fostering high-performing, values-led organisations.

Tina is an experienced finance leader with 17 years of experience in financial reporting, fund accounting, governance and audit. Prior to joining Mosaic Private as Financial Controller, Tina spent 11 years at Vanguard Investments Australia, leading finance teams across both funds and the trustee. During this time, she was a key driver of growth through major system implementations, regulatory transitions and audits. Tina also held senior finance roles at Lifestyle Communities and UniSuper.

Tina holds a Bachelor of Arts and Business (Accounting) from Monash University and a full member of Chartered Accountants Australia & New Zealand.

Pauline’s career in human resources has spanned many years, encompassing the public and private sectors, large corporates, SMEs and startups, and consulting for more than a decade.

She was an inaugural Officeworks team member, participating in the pre-opening and launch. Over five years, she worked in-store operational and head office human resource roles.

Beyond her professional pursuits, Pauline is committed to supporting families navigating the challenging journey of coping with the loss of a child or sibling as a volunteer with The Compassionate Friends.

Pauline oversees recruitment as well as people and culture for Mosaic Private.

Tony has over three decades of experience in senior executive banking roles.

Prior roles include Group General Manager Oversight (Global) and Group General Manager – Corporate and Specialised Banking Risk at NAB, holding a personal credit sign off of $400m and a Group Credit Committee member, decisioning the bank’s largest deals globally.

He was also Head of Commercial, Business and Private Banking Credit at ANZ. He led compliance, risk/oversight, and legal and credit decisioning functions in these roles.

In his latest role, he was Chief Risk officer at one of Australia’s largest private credit funds, MaxCap.

Tony also Chairs the Mosaic Private Audit, Risk and Compliance Committee

David founded a finance broking company at 22 years old while completing an Economics degree at Monash University, growing the business from one client to thousands.

Over those 15 years, he originated, funded, and managed ~$2.5 billion of residential, commercial, business, and private credit transactions and developed deep relationships with trusted bank and non-bank funding partners.

After managing the Harris family’s private credit investments since 2018, they formalised the partnership and co-founded Mosaic Private. As Chief Executive Officer, David is responsible for funds management, capital raising, investment execution and business strategy.

Brad has extensive fund management and investment experience. He sits on four Investment Committees that each manage nine-figure investment portfolios. He is the founder of two fund management businesses and has overseen the implementation of multiple fund structures, deal structures, investment, compliance, and governance initiatives.

He is CEO and Chairman of Harris Capital, a leading Australian family office with extensive asset and investment management experience and a $25m cornerstone investment in the Mosaic Capital Fund.

Brad sits on four charitable boards, including The Epworth Medical Foundation, Hawthorn Football Club Foundation and Harris Family Foundation.

Rob brings over 30 years of executive experience across institutional banking, funds management, private equity, and operating businesses.

He spent more than two decades at Westpac in senior leadership roles, including Head of the Institutional Bank (Victoria), Head of the Private Bank (Victoria), and Head of the Direct Equity Fund. He later served as Chair and then Chief Executive Officer of Nationwide Group, guiding its multi-state expansion and successful sale to RACV.

Rob is currently a Partner at Straight Bat Private Equity and serves as a Non-Executive Director across two portfolio companies. He brings a combination of deep banking experience, operational leadership, funds management expertise, and a disciplined approach to real estate private credit.

Craig has over 30 years of experience in economic research, forecasting and commentary.

After working at JP Morgan and ANZ Investment Bank, he started Antipodean Capital in 2006, which has become a world-class domestic and global focussed economic research and forecasting firm.

In 2022, Craig joined Mosaic Private as our Macroeconomic Advisor, attending the Investment Committee and providing daily macroeconomic updates to the team.

Tony has over three decades of experience in senior executive banking roles.

Prior roles include Group General Manager Oversight (Global) and Group General Manager – Corporate and Specialised Banking Risk at NAB, holding a personal credit sign off of $400m and a Group Credit Committee member, decisioning the bank’s largest deals globally.

He was also Head of Commercial, Business and Private Banking Credit at ANZ. He led compliance, risk/oversight, and legal and credit decisioning functions in these roles.

In his latest role, he was Chief Risk officer at one of Australia’s largest private credit funds, MaxCap.

Tony also Chairs the Mosaic Private Audit, Risk and Compliance Committee

Parrish is a financial services executive with over 20 years’ experience leading operational functions across public and private markets.

She has held senior roles and directorships at Evans and Partners (E&P Financial Group) and Evans Family Office, where she established and scaled governance, risk, compliance, and operational frameworks across financial services, digital, property and leisure developments.

Parrish brings expertise in wholesale and retail investment operations and has served on Investment, Compliance, and Audit & Risk Committees. She holds a Bachelor of Business from Monash University and joins Mosaic Private with a proven track record leading business transformation, and fostering high-performing, values-led organisations.

Kristina is a Certified Financial Planner with more than 15 years of experience in financial services. Her past roles include being a licensed financial adviser specialising in technical and complex structures, and then at Deloitte where she built their Melbourne’s specialist governance, regulatory and conduct team and worked with some of the country’s largest banks, Australian Financial Services Licenses (AFSLs), insurers and acted as liaison to industry regulators.

Currently Kristina works with QuarterFive Family Wealth where she is responsible for the firm’s AFSL framework and advisory practices; with BlueRock Private Wealth to oversee their three lines of defence and risk framework; and sits on the Risk and Compliance Committee for a number of AFSLs and family offices.

Brenda is a seasoned professional in fund operations, compliance, and risk management, boasting over 15 years of experience in the Finance industry.

Prior to joining Mosaic Private, Brenda served as a Senior Operations Manager at MSC Trustees and a Senior Fund Administrator at Australian Unity. She played a pivotal role in designing and implementing efficient operational frameworks, conducting rigorous quality control, and ensuring full compliance with evolving regulatory standards.

Brenda holds an Executive MBA, a Master’s degree in International Relations, and a Bachelor’s degree in Accounting.

Sarah brings over 10 years of experience across private credit, deal structuring, and portfolio management. She was part of the founding team at Centuria Bass, where she supported the growth of the Fund from an $10m loan book to a multi-billion-dollar private credit manager. In her most recent role as Associate Director, she led origination, due diligence, credit submissions, and portfolio oversight across a diverse range of property-backed transactions. 

Sarah began her commercial property finance career at ANZ, managing a significant loan portfolio and supporting clients across complex debt transactions. 

Sarah holds a Bachelor of Commerce in Finance and Economics from the University of Otago

Joe is an Associate Director with six years’ experience in commercial property advisory and transaction execution.

Prior to joining Mosaic Private, Joe worked at Stamford Capital, where he structured finance solutions for a diverse client base, from individual investors to large-scale developers.

He has built a broad network across financial services and the commercial property sector, underpinned by a practical understanding of market dynamics, client needs and is recognised for his ability to deliver clear and actionable advice.

Joe is a Committee member of Old Xaverians Football Club.

Jordan joins us with over 8 years experience across investment, credit, and transaction services. Most recently, he was Associate Director at Merricks Capital, where he led the origination, structuring, and execution of private credit investments across real estate, infrastructure, and food & agriculture. His earlier roles at Macquarie Group, Deloitte and EY have shaped a deep foundation in credit analysis, M&A, and assurance. 

Jordan is a Chartered Accountant and holds a Bachelor of Commerce with Distinction, along with a Business and Financial Modelling specialisation from Wharton.

Ash joined as an Analyst two years ago and has progressed to Senior Associate.

Before joining Mosaic Private, Ash worked as a Fund and Management Accountant at HedgeServ and Vicinity Centres, cultivating his property expertise and modelling proficiency. Since joining Mosaic Private, Ash has built upon his skillset, developing significant credit expertise and demonstrating ingenuity in crafting funding solutions.

Ash holds a Bachelor of Accounting and Information Systems (Professional) from Swinburne University and is completing his final CPA examination.

Matt is a private credit professional with nine years of experience in debt advisory, origination and project analysis.

Before joining Mosaic Private as Senior Associate, Matt worked for seven years at a commercial broking firm, focusing on the analysis and execution of a wide range of investment and development transactions. His last two years at Pallas Capital focused on procuring new lending opportunities and helping deliver risk-adjusted returns for their investors.

Matt holds a Bachelor’s Degree in Commerce (Finance & Economics) from Deakin University.

Viren joins Mosaic Private as a Senior Analyst, bringing experience across real estate finance, advisory, and property research. He joins us from Commonwealth Bank of Australia, where he supported the origination and execution of real estate investment and development transactions within the Major Client Group. Prior to this, Viren spent three years at Urbis, developing strong capabilities in property economics, feasibility analysis, and market research for developers, REITs, and institutional investors.

Viren holds a Bachelor of Commerce (Economics & Finance) with a minor in Real Estate from the University of Melbourne.